This is a large species of eagle found wherever large bodies of open water with an abundant food supply occur.
The adult is very distinctive in appearance with a mostly brown body with a white head like the bald eagle and large, powerful, black wings. The head, breast, and tail of African fish eagles are snow white, with the exception of the featherless face, which is yellow. The eyes are dark brown in colour. The hook-shaped beak, ideal for a carnivorous lifestyle, is yellow with a black tip. The plumage of the juvenile is brown in colour, and the eyes are paler compared to the adult.